What are The Tax Brackets for 2025: The U.S. federal tax brackets for the 2025 tax year (income earned in 2025, filed in 2026) have been adjusted slightly to account for inflation. The brackets remain consistent with the seven-tier system established under the Tax Cuts and Jobs Act (TCJA). Below is a detailed breakdown of the projected tax brackets for 2025, based on available information:
| Filing Status | 10% | 12% | 22% | 24% | 32% | 35% | 37% |
|---|---|---|---|---|---|---|---|
| Single | Up to $11,250 | $11,251 – $45,950 | $45,951 – $102,500 | $102,501 – $180,000 | $180,001 – $230,500 | $230,501 – $558,000 | Over $558,000 |
| Married Filing Jointly | Up to $22,500 | $22,501 – $91,900 | $91,901 – $205,000 | $205,001 – $360,000 | $360,001 – $461,000 | $461,001 – $676,000 | Over $676,000 |
| Married Filing Separately | Up to $11,250 | $11,251 – $45,950 | $45,951 – $102,500 | $102,501 – $180,000 | $180,001 – $230,500 | $230,501 – $338,000 | Over $338,000 |
| Head of Household | Up to $15,600 | $15,601 – $59,850 | $59,851 – $142,000 | $142,001 – $213,500 | $213,501 – $276,500 | $276,501 – $558,000 | Over $558,000 |
Explanation
- Inflation Adjustment: The income thresholds for each bracket have been slightly increased compared to 2024 due to inflation adjustments. This helps ensure taxpayers don’t get pushed into higher brackets simply due to inflation-related income increases.
- Progressive Tax System: The U.S. federal income tax system remains progressive, meaning higher income portions are taxed at higher rates. For example, if a single filer earns $200,000, they would pay 10% on the first $11,250, 12% on the next portion up to $45,950, and so forth, according to the ranges provided.
- Filing Status: Tax rates differ based on your filing status (e.g., Single, Married Filing Jointly, etc.), with joint filers generally having wider brackets, allowing more income to be taxed at lower rates.
The 2025 tax rates have been structured similarly to those from 2024, with minor adjustments to account for cost-of-living increases, helping maintain purchasing power for taxpayers. These rates will apply to returns filed in 2026.